Being intelligent in finding ways to save money is a valuable skill. It is, I would argue, an equally valuable skill to know when you're better off just paying a premium to not have to think about a project so that you can focus on things that will bring in a greater turn on investment.[Joe User]

I often work hard to save money in areas I am knowledgeable in. Othertimes I'm willing to spend extra to avoid the extra effort to save money. You have to decide for yourself what those times are.